ruchira
// FINANCE TOOL

Debt payoff calculator: avalanche vs snowball

List your debts and see how fast you can be debt-free with the avalanche or snowball method, and how much interest each one saves.

  • Free
  • No sign-up
  • Private: runs in your browser
// HOW IT WORKS

3 steps, no sign-up.

Built and maintained by Ruchira Sachinthana. Spotted a bug or want a feature? Tell me.

  1. 01Add each debt with its balance, interest rate and minimum payment.
  2. 02Enter how much extra you can pay each month.
  3. 03Compare avalanche, snowball and minimums only, then follow the payoff order.
// FAQ

Debt payoff planner: questions, answered.

Something else? Ask on WhatsApp.

Your list of debts is saved in this browser only, so you can come back to it. Nothing is uploaded.

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